I am a student waiting for my student loan, my friend who banks with PC filed his papers same day as me and he received his OSAP allready, while scotiabank holds mine to use, without paying me interest. Scotiabank is the worst institution around, and now it is up to me to make things right. The only way I know to make things right, is to make the shareholders pay. From this day on, each time they screw me over it is going to cost them a big window somewhere, until A:) they change their way of doing business, B:) Their insurance rates go higher, or C:) They realize the error of their ways and proved the same service as other financial institutions (this is the least likely path they will follow). SCOTIABANK worst financial institution in the nation.

i was going to open account at scotia but now after reading this comment i'm scared of even trying scotia as it seems very logical that if bank wants, it can check availability of funds and make them available to their rightful owner to utilize. holding funds while its possible to verify them by contacting other institutions right away is sleazy way of making interest on the funds and not paying to funds rightful owner. too bad scotia bank you lost another great customer at the expense of sleazy practice of using peoples money for short term gains

DO NOT GET LOANS FROM SCOTIA!!!!!!
I am currently in the process of trying to transfer my student loans to another bank.
Scotiabank is unreliable and absolutely condescending.

I've had an account with Scotiabank for the last forty years; I have never gotten anything other than absolutely stellar service and value on numerous bank loans and finally a mortgage, and my Scotiabank Visa card -- which is tied to my ScotiaLine, is at 4.5%.

A few years ago, I lost my bank card in Belize, walked into the Scotiabank office there -- unlike any other bank, they are in cities all over the world -- got treated like royalty and got it replaced in a few minutes.

Please never go to Scotiabank. It is the worst financial institution that I ever encountered. It is manned by totally unprofessional and rude staff. I opened account recently and within a month I got fed-up with their service and moving back to TD Canada Trust. I tried to express my concerns to higher level but only thick headed persons sitting all the levels. They can't serve their customers well. They say any branch banking, but you have to go to the home branch for most of the things. Bye Scotia, you will end soon.

I LOOOOOOVE SCOTIABANK. They are absolutely great. People...don't listen to negativity...our Canadian banks are the best in the world...if you're looking for mistakes...try a credit union!!! Where do I start with the credit unions...anyway...something can be 99.999% great and they're will always be goof balls with something loosy to say. I've learned that goofballs have bad credit and hate all banks.

Really poor customer service at the banks with tellers that seem miserable and are very rude. Not doing business with them again!

If possible, have photo of customer on VISA card.

I guess it's each different person's experience, I honestly can say I'm done with Scotia. I've been with them since I was old enough to have an account(my mom is with them and set one up for me when I was little). She's never had a problem. My dad and I have.
I had to go through the same process with the OSAP thing as the person above and I have just recently moved. Scotia has been absolutely terrible to me here. However back in my hometown where I knew everybody they were great.
I've found that city banks tend to have..a tougher exterior. However, I've had so many problems with them now-such as changing my home branch so I can do my business down here.I've been through the process four times now. Nothing.
Their hours are constantly changing and thier staff look like they don't want to be there. The other night, because all thier employees are not on the same page-they actually ended up costing me money.
My roomie is with TD, happy as a cat with cream on it's whiskers and they treat her like a queen everywhere she goes.
I'm going to give Scotia a chance to make it right. But I'm going to switch if they don't soon.

Your such loosers! Who cares about your student loan or your accounts....bunch of stupid loosers who will end of nothing

Ok I am thinking that we all need to grow up!! You say you have a student loan (OSAP) I find that really hard to believe!!! Is it for a career college? Because I am having a hard time believing that you could have the grades to get in anywhere else! So go FUCK yourself with your mom's dildo!

WHY have a number set to receive international collect calls when it doesn't even WORK?

i then buy a phone card and call the main line and they tell me no less than four times that i could've called collect, and why didn't i just call collect, and you should call collect because its a 24hr line....
?
because the bloody number was blocked from international collect calls!!!!

this is ridiculous.

I need fund transfer from India to canada. Please email me the swift code of Scotia bank.
Thanks

Scotiabank has the worst government student loan service. They lie to you about who you are speaking to and they lie about your account. You can't lodge a complaint about them they will just make up a supervisor name or put youo on hold until you hang up. Somebody needs to regulate these people, they are totally breaking the law and getting away with it.

SCOTIA BANK IS AN ABSOLUTE PLEAURE. IT IS A FANTASTIC CARING ORGANISATION WITH DEDICATED STAFF. COME ON PEOPLE LET'S BE POSITIVE AND LOOK AT THE POSITIVES THEY SURLEY WEIGH OUT THE NEGATIVES.

Please send me the email address of The Manager, Scotia Bank, Scotia House, 33 Finsbury Square, London, EC2A 1BB, United Kingdom, as my husband and I would like to open a joint account in London. Thank you for an early reply.

It is difficult to find email addresses from the Scotia Bank websites.

Just an hour ago, I dropped off my daughter at the Bank of Nova Scotia in Squamish, BC to cash her work cheque and the teller refused to except it pointing out there was a problem with the letter O in her surname and when my daughter assured her she was indeed the person, the teller said "well for all I know, you could have done that" Then she said she would have to hold the cheque or better take it back to the employer (local business) and fix the letter O.

Needless to say my daughter says she is never banking there again after being accused of "fixing a cheque" and did not want to have her mother walk in the back with her as she was 18 and should be able to do her own banking.

I set up this account for her, even opened a new account for myself, went in with her 2 weeks ago and spoke to the teller I knew, introduced her, explained where she works, all was fine that day. They took her cheque no problem. Yet when she is alone, she is treated disrespectfully.

After I dropped off my daughter to work, I went back to the bank (which was completely empty) and stood in front of the three tellers and asked, which teller just accused my daughter of 'fixing a cheque' She did not apologize, only that the payee had to initial the error and then come back. I told them all, "Do you think she will come back after being accused of fraud? Yes there are 18 year olds who are criminals, but you (Bank of Nova Scotia) should be ashamed to treat a person so disrespectfully. Not only will she not go back, me either! TD and Royal here I come. I know they will be more respectful to us. Worst Customer Service EVER. Bet I won't hear from you.